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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,406 | $72,607-0.3% | $90,259-19.8% | $87,485-17.2% |
| Participation rate | 100.0% | 64.8%+35.2pp | 70.7%+29.3pp | 68.9%+31.1pp |
| Annual return | 18.86% | 18.59%+0.3pp | 18.88%0pp | 26.06%-7.2pp |
| Employer contribution / active EE | $1,379 | $1,919-28.2% | $2,291-39.8% | $2,596-46.9% |
| Participant deferral / active EE | $2,806 | $3,055-8.1% | $3,827-26.7% | $4,274-34.3% |
| Admin fee / account holder | $989 | $5,947-83.4% | $7,267-86.4% | $7,775-87.3% |