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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,620 | $69,515-44.4% | $86,868-55.5% | $85,856-55.0% |
| Participation rate | 100.0% | 66.3%+33.7pp | 71.6%+28.4pp | 69.3%+30.7pp |
| Annual return | 9.32% | 20.12%-10.8pp | 63.53%-54.2pp | 318.58%-309.3pp |
| Employer contribution / active EE | $959 | $1,880-49.0% | $2,496-61.6% | $2,565-62.6% |
| Participant deferral / active EE | $1,941 | $2,919-33.5% | $3,699-47.5% | $3,952-50.9% |
| Admin fee / account holder | $20,251 | $5,972+239.1% | $5,829+247.4% | $6,261+223.5% |