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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,780 | $95,453+203.6% | $112,040+158.6% | $82,448+251.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 14.00% | 23.92%-9.9pp | 24.52%-10.5pp | 41.64%-27.6pp |
| Employer contribution / active EE | $5,490 | $2,318+136.9% | $2,954+85.9% | $2,551+115.2% |
| Participant deferral / active EE | $5,709 | $4,224+35.2% | $5,098+12.0% | $4,139+37.9% |
| Admin fee / account holder | $7,655 | $9,013-15.1% | $12,098-36.7% | $7,234+5.8% |