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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,577 | $125,184+43.5% | $105,607+70.0% | $145,884+23.1% |
| Participation rate | 95.8% | 77.6%+18.2pp | 75.3%+20.6pp | 80.3%+15.5pp |
| Annual return | 15.17% | 225.00%-209.8pp | 116.11%-100.9pp | 551.85%-536.7pp |
| Employer contribution / active EE | $7,855 | $3,720+111.2% | $3,167+148.0% | $4,662+68.5% |
| Participant deferral / active EE | $6,606 | $5,714+15.6% | $5,011+31.8% | $6,690-1.3% |
| Admin fee / account holder | $2,394 | $17,133-86.0% | $10,958-78.2% | $13,392-82.1% |