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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,771 | $116,203-1.2% | $93,621+22.6% | $152,909-24.9% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.8%+7.5pp | 82.5%+0.9pp |
| Annual return | 23.19% | 35.96%-12.8pp | 32.76%-9.6pp | 345.46%-322.3pp |
| Employer contribution / active EE | $1,999 | $3,219-37.9% | $2,719-26.5% | $4,764-58.0% |
| Participant deferral / active EE | $5,632 | $4,605+22.3% | $4,070+38.4% | $5,851-3.7% |
| Admin fee / account holder | $888 | $10,751-91.7% | $7,890-88.8% | $11,601-92.3% |