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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,830 | $118,488+23.9% | $98,462+49.1% | $139,487+5.3% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 18.46% | 18.96%-0.5pp | 21.17%-2.7pp | 373.84%-355.4pp |
| Employer contribution / active EE | $7,240 | $3,611+100.5% | $3,049+137.5% | $4,755+52.3% |
| Participant deferral / active EE | $6,413 | $5,393+18.9% | $4,738+35.3% | $6,713-4.5% |
| Admin fee / account holder | $2,594 | $13,868-81.3% | $8,875-70.8% | $11,407-77.3% |