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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,577 | $125,237+43.4% | $105,608+70.0% | $145,877+23.1% |
| Participation rate | 95.8% | 77.7%+18.2pp | 75.3%+20.5pp | 80.3%+15.5pp |
| Annual return | 15.17% | 225.76%-210.6pp | 116.50%-101.3pp | 551.28%-536.1pp |
| Employer contribution / active EE | $7,855 | $3,720+111.1% | $3,167+148.0% | $4,663+68.5% |
| Participant deferral / active EE | $6,606 | $5,711+15.7% | $5,010+31.9% | $6,691-1.3% |
| Admin fee / account holder | $2,394 | $17,287-86.2% | $11,028-78.3% | $13,402-82.1% |