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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INVESTMENTS Service code 37 · EIN 04-2647786 | Loan Processing | $26,539 |
Service code 55 · EIN 26-4310632 | Other Commissions | $15,809 |
Filed as: THE MANDMARBLESTONE GROUP Service code 16 · EIN 20-4780677 | Consulting | $5,350 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,004 | $72,269+38.4% | $101,271-1.3% | $79,852+25.2% |
| Participation rate | 69.8% | 68.5%+1.3pp | 75.8%-6.0pp | 69.6%+0.2pp |
| Annual return | 14.92% | 22.29%-7.4pp | 46.48%-31.6pp | 31.72%-16.8pp |
| Employer contribution / active EE | $2,214 | $2,692-17.8% | $3,660-39.5% | $2,471-10.4% |
| Participant deferral / active EE | $5,367 | $3,282+63.5% | $4,371+22.8% | $3,740+43.5% |
| Admin fee / account holder | $399 | $4,401-90.9% | $5,948-93.3% | $5,306-92.5% |