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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,590 | $52,884-13.8% | $84,753-46.2% | $55,167-17.4% |
| Participation rate | 72.6% | 67.5%+5.0pp | 76.6%-4.0pp | 69.0%+3.6pp |
| Annual return | 12.75% | 18.03%-5.3pp | 22.78%-10.0pp | 169.23%-156.5pp |
| Employer contribution / active EE | $1,784 | $2,233-20.1% | $3,574-50.1% | $1,963-9.1% |
| Participant deferral / active EE | $3,678 | $2,644+39.1% | $3,712-0.9% | $3,054+20.4% |
| Admin fee / account holder | $914 | $581+57.5% | $5,333-82.9% | $504+81.5% |