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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,668 | $63,346+84.2% | $92,240+26.5% | $70,126+66.4% |
| Participation rate | 69.7% | 68.7%+1.0pp | 76.5%-6.8pp | 69.5%+0.2pp |
| Annual return | 13.85% | 530.19%-516.3pp | 176.29%-162.4pp | 73.15%-59.3pp |
| Employer contribution / active EE | $1,634 | $2,471-33.9% | $3,680-55.6% | $2,343-30.3% |
| Participant deferral / active EE | $6,106 | $2,854+114.0% | $3,897+56.7% | $3,332+83.3% |
| Admin fee / account holder | $1,003 | $3,841-73.9% | $5,194-80.7% | $4,645-78.4% |