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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,472 | $56,894+80.1% | $84,753+20.9% | $62,881+63.0% |
| Participation rate | 66.7% | 68.5%-1.9pp | 76.6%-9.9pp | 69.3%-2.6pp |
| Annual return | 5.46% | 6.30%-0.8pp | 22.78%-17.3pp | 20.14%-14.7pp |
| Employer contribution / active EE | $1,830 | $2,400-23.7% | $3,574-48.8% | $2,281-19.8% |
| Participant deferral / active EE | $6,314 | $2,709+133.0% | $3,712+70.1% | $3,203+97.1% |
| Admin fee / account holder | $46,518 | $3,581+1199.0% | $5,333+772.2% | $4,296+982.9% |