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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,367 | $132,310+133.1% | $105,754+191.6% | $273,972+12.6% |
| Participation rate | 84.6% | 83.2%+1.4pp | 78.9%+5.7pp | 83.0%+1.6pp |
| Annual return | 14.04% | 10.08%+4.0pp | 12.25%+1.8pp | 41.46%-27.4pp |
| Employer contribution / active EE | $3,344 | $4,867-31.3% | $4,079-18.0% | $4,869-31.3% |
| Participant deferral / active EE | $7,183 | $6,233+15.2% | $5,326+34.9% | $5,287+35.9% |
| Admin fee / account holder | $21,686 | $12,036+80.2% | $8,309+161.0% | $10,133+114.0% |