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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,282 | $160,059+22.6% | $140,019+40.2% | $135,380+45.0% |
| Participation rate | 92.9% | 88.5%+4.3pp | 87.5%+5.4pp | 82.6%+10.2pp |
| Annual return | -6.91% | 911.48%-918.4pp | 651.17%-658.1pp | 519.81%-526.7pp |
| Employer contribution / active EE | $21,251 | $6,420+231.0% | $5,605+279.1% | $4,779+344.7% |
| Participant deferral / active EE | $8,458 | $7,641+10.7% | $6,927+22.1% | $5,609+50.8% |
| Admin fee / account holder | $100,893 | $13,328+657.0% | $10,705+842.4% | $10,828+831.8% |