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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,517 | $111,787+46.3% | $93,681+74.5% | $145,978+12.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 18.56% | 203.52%-185.0pp | 133.47%-114.9pp | 550.52%-532.0pp |
| Employer contribution / active EE | $2,112 | $3,093-31.7% | $2,422-12.8% | $4,662-54.7% |
| Participant deferral / active EE | $1,613 | $4,918-67.2% | $4,415-63.5% | $6,690-75.9% |
| Admin fee / account holder | $93,991 | $10,256+816.4% | $8,290+1033.8% | $13,400+601.4% |