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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,696 | $95,975+56.0% | $74,549+100.8% | $135,379+10.6% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | 7.71% | 56.96%-49.3pp | 32.53%-24.8pp | 519.79%-512.1pp |
| Employer contribution / active EE | $4,084 | $2,716+50.4% | $1,961+108.3% | $4,779-14.5% |
| Participant deferral / active EE | $3,124 | $3,844-18.7% | $3,108+0.5% | $5,609-44.3% |
| Admin fee / account holder | $430 | $6,522-93.4% | $5,059-91.5% | $10,828-96.0% |