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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,064 | $81,457-42.2% | $103,378-54.5% | $80,911-41.8% |
| Participation rate | 35.5% | 66.8%-31.4pp | 74.5%-39.0pp | 67.6%-32.2pp |
| Annual return | 15.51% | 25.58%-10.1pp | 24.91%-9.4pp | 35.63%-20.1pp |
| Employer contribution / active EE | $921 | $3,107-70.4% | $3,870-76.2% | $2,756-66.6% |
| Participant deferral / active EE | $1,942 | $3,871-49.8% | $5,058-61.6% | $4,297-54.8% |
| Admin fee / account holder | $1,107 | $6,717-83.5% | $8,401-86.8% | $6,935-84.0% |