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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,255 | $115,810-86.0% | $101,271-83.9% | $158,966-89.8% |
| Participation rate | 73.9% | 79.4%-5.5pp | 75.8%-1.9pp | 82.0%-8.1pp |
| Annual return | 43.06% | 56.15%-13.1pp | 46.48%-3.4pp | 302.95%-259.9pp |
| Employer contribution / active EE | $1,218 | $4,175-70.8% | $3,660-66.7% | $4,762-74.4% |
| Participant deferral / active EE | $2,992 | $4,958-39.7% | $4,371-31.5% | $5,983-50.0% |
| Admin fee / account holder | $1,524 | $7,248-79.0% | $5,948-74.4% | $11,250-86.5% |