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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,140 | $160,040+24.4% | $147,096+35.4% | $145,877+36.5% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 17.31% | 98.49%-81.2pp | 419.75%-402.4pp | 551.28%-534.0pp |
| Employer contribution / active EE | $3,096 | $5,289-41.5% | $4,936-37.3% | $4,663-33.6% |
| Participant deferral / active EE | $7,425 | $8,429-11.9% | $8,071-8.0% | $6,691+11.0% |
| Admin fee / account holder | $3,111 | $15,050-79.3% | $13,005-76.1% | $13,402-76.8% |