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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,140 | $160,070+24.4% | $147,117+35.4% | $145,897+36.5% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 17.31% | 98.69%-81.4pp | 420.54%-403.2pp | 552.29%-535.0pp |
| Employer contribution / active EE | $3,096 | $5,285-41.4% | $4,932-37.2% | $4,663-33.6% |
| Participant deferral / active EE | $7,425 | $8,419-11.8% | $8,065-7.9% | $6,689+11.0% |
| Admin fee / account holder | $3,111 | $15,035-79.3% | $12,993-76.1% | $13,390-76.8% |