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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING, LLC Service code 27 5454 W 110TH ST · OVERLAND PARK, KS 66211 | Advisory (Plan) | $48,896 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $35,836 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,372 | $79,181-22.5% | $102,423-40.1% | $74,429-17.5% |
| Participation rate | 94.7% | 74.8%+20.0pp | 76.5%+18.2pp | 67.2%+27.5pp |
| Annual return | 17.24% | 54.97%-37.7pp | 29.42%-12.2pp | 1368.38%-1351.1pp |
| Employer contribution / active EE | $5,487 | $2,362+132.4% | $3,023+81.5% | $2,625+109.1% |
| Participant deferral / active EE | $3,942 | $4,416-10.7% | $5,054-22.0% | $4,348-9.3% |
| Admin fee / account holder | $576 | $2,002-71.2% | $9,455-93.9% | $1,944-70.4% |