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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,674 | $62,583-15.8% | $76,767-31.4% | $64,173-17.9% |
| Participation rate | 85.3% | 72.8%+12.5pp | 77.0%+8.3pp | 69.6%+15.7pp |
| Annual return | -10.77% | -1.95%-8.8pp | 2.43%-13.2pp | 7.63%-18.4pp |
| Employer contribution / active EE | $2,120 | $1,832+15.7% | $2,485-14.7% | $2,381-11.0% |
| Participant deferral / active EE | $3,315 | $3,145+5.4% | $3,852-13.9% | $3,470-4.5% |
| Admin fee / account holder | $2,048 | $4,667-56.1% | $6,675-69.3% | $4,887-58.1% |