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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,990 | $56,197-16.4% | $67,652-30.5% | $59,633-21.2% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -2.49% | 18508.10%-18510.6pp | 6625.40%-6627.9pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $2,528 | $1,615+56.6% | $2,266+11.6% | $2,203+14.8% |
| Participant deferral / active EE | $2,603 | $2,844-8.5% | $3,560-26.9% | $3,192-18.5% |
| Admin fee / account holder | $783 | $3,958-80.2% | $4,821-83.8% | $4,297-81.8% |