Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,686 | $93,345-13.6% | $119,126-32.3% | $87,485-7.8% |
| Participation rate | 59.1% | 68.7%-9.6pp | 75.8%-16.7pp | 68.9%-9.8pp |
| Annual return | 8.79% | 19.08%-10.3pp | 282.11%-273.3pp | 26.06%-17.3pp |
| Employer contribution / active EE | $1,054 | $3,172-66.8% | $4,034-73.9% | $2,596-59.4% |
| Participant deferral / active EE | $3,317 | $4,099-19.1% | $5,318-37.6% | $4,274-22.4% |
| Admin fee / account holder | $456 | $8,039-94.3% | $10,693-95.7% | $7,775-94.1% |