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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,135 | $90,617-45.8% | $79,476-38.2% | $135,382-63.7% |
| Participation rate | 66.7% | 76.1%-9.4pp | 73.3%-6.7pp | 82.6%-16.0pp |
| Annual return | -8.13% | 977.57%-985.7pp | 718.21%-726.3pp | 519.77%-527.9pp |
| Employer contribution / active EE | $1,739 | $3,068-43.3% | $2,800-37.9% | $4,779-63.6% |
| Participant deferral / active EE | $3,179 | $4,050-21.5% | $3,704-14.2% | $5,609-43.3% |
| Admin fee / account holder | $614 | $5,907-89.6% | $5,113-88.0% | $10,829-94.3% |