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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,268 | $99,009-52.3% | $86,581-45.4% | $147,585-68.0% |
| Participation rate | 63.6% | 76.3%-12.7pp | 73.5%-9.9pp | 82.8%-19.2pp |
| Annual return | 12.69% | 1312.70%-1300.0pp | 965.06%-952.4pp | 578.58%-565.9pp |
| Employer contribution / active EE | $1,662 | $3,132-46.9% | $2,840-41.5% | $4,876-65.9% |
| Participant deferral / active EE | $3,220 | $3,972-18.9% | $3,609-10.8% | $5,439-40.8% |
| Admin fee / account holder | $27,119 | $5,709+375.0% | $4,904+453.0% | $10,886+149.1% |