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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,799 | $91,179+222.2% | $178,499+64.6% | $79,852+267.9% |
| Participation rate | 72.0% | 69.2%+2.8pp | 81.9%-9.9pp | 69.6%+2.4pp |
| Annual return | 10.89% | 24.19%-13.3pp | 151.10%-140.2pp | 31.72%-20.8pp |
| Employer contribution / active EE | $0 | $3,256-100.0% | $5,011-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,235 | $3,236-30.9% | $5,202-57.0% | $3,740-40.3% |
| Admin fee / account holder | $38,656 | $6,749+472.8% | $13,986+176.4% | $5,306+628.5% |