Retirement plan

SUBURBAN LAWN & GARDEN, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Name: SUBURBAN LAWN & GARDEN, INC. - SUBURBAN LAWN & GARDEN, INC. 401(K) PROFIT SHARING PLAN AND TRUST (2018) Form 5500
Creator: SUBURBAN LAWN & GARDEN, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SUBURBAN LAWN & GARDEN, INC. 401(K) PROFIT SHARING PLAN AND TRUST, SUBURBAN LAWN & GARDEN, INC.

SUBURBAN LAWN & GARDEN, INC.EIN 48-0696677Plan #001PY 2018

13635 WYANDOTTE - KANSAS CITY, MO 64145816-941-4700suburbanlg.comLinkedIn201-500 employeesconsumer goods

Prospect flagsHigh feesLow participationLow fidelity bond

How to read this page

Total assets (EOY)

$3.8M

+21.1% from 2017

Total participants

172

-11.8% from 2017

Average account balance

$70,310

+5.4% from 2017

Annual return

21.39%

+4.76 pp from 2017

Benchmarks

See 1,003 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants100-249

Cohort1,003 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.97M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$71K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

37.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$425K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2751

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
UBS FINANCIAL SERVICES INC3+ years Filed as: UBS FINANCIAL SERVICES Service code 27 · EIN 13-2638166 1000 HARBOUR BLVD · WEEHAUKEN, NJ 07087	Advisory (Plan)	$16,499
ASCENSUS LLC1 year Filed as: ASCENSUS Service code 13 · EIN 11-3665754	Contract Administrator	$5,003

Plan features & details

Pension benefit codes2E2G2J2K3D2F2R

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$21K

$129 / participant

Investment mgmt$16K77.6%
Contract admin$5K22.4%

% of EOY assets

0.560%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MARR AND COMPANY, P.C.
Auditor EIN: 431490039
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$70,310

$33,067+112.6%

$76,518-8.1%

$56,289+24.9%

Participation rate

28.5%

55.4%-26.9pp

68.0%-39.5pp

69.9%-41.4pp

Annual return

21.39%

2.72%+18.7pp

-0.27%+21.7pp

-9.96%+31.3pp

Employer contribution / active EE

$503

$1,200-58.1%

$2,647-81.0%

$2,111-76.2%

Participant deferral / active EE

$1,102

$2,240-50.8%

$3,836-71.3%

$3,350-67.1%

Admin fee / account holder

$394

$537-26.7%

$4,849-91.9%

$521-24.4%

Provider

Service type

Compensation

UBS FINANCIAL SERVICES INC3+ years

Filed as: UBS FINANCIAL SERVICES

Service code 27 · EIN 13-2638166

1000 HARBOUR BLVD · WEEHAUKEN, NJ 07087

Advisory (Plan)

$16,499

ASCENSUS LLC1 year

Filed as: ASCENSUS

Service code 13 · EIN 11-3665754

Contract Administrator

$5,003

SUBURBAN LAWN & GARDEN, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SUBURBAN LAWN & GARDEN, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion