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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,829 | $71,872-44.6% | $86,691-54.1% | $68,495-41.9% |
| Participation rate | 81.8% | 72.2%+9.6pp | 76.6%+5.2pp | 67.9%+13.9pp |
| Annual return | -14.38% | 3.53%-17.9pp | 35.94%-50.3pp | -7.84%-6.5pp |
| Employer contribution / active EE | $1,270 | $2,173-41.5% | $2,837-55.2% | $2,596-51.1% |
| Participant deferral / active EE | $2,398 | $3,779-36.5% | $4,656-48.5% | $4,028-40.5% |
| Admin fee / account holder | $5,182 | $6,112-15.2% | $7,492-30.8% | $5,403-4.1% |