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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,648 | $78,428-55.8% | $95,960-63.9% | $79,852-56.6% |
| Participation rate | 65.1% | 73.5%-8.4pp | 77.1%-12.0pp | 69.6%-4.5pp |
| Annual return | 6.14% | 19.37%-13.2pp | 91.63%-85.5pp | 31.72%-25.6pp |
| Employer contribution / active EE | $891 | $1,945-54.2% | $2,541-65.0% | $2,471-64.0% |
| Participant deferral / active EE | $1,696 | $3,440-50.7% | $4,167-59.3% | $3,740-54.7% |
| Admin fee / account holder | $259 | $5,622-95.4% | $6,797-96.2% | $5,306-95.1% |