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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,521 | $87,546+327.8% | $75,784+394.2% | $125,389+198.7% |
| Participation rate | 85.7% | 80.2%+5.5pp | 75.8%+9.9pp | 83.2%+2.5pp |
| Annual return | -1.54% | 13.49%-15.0pp | 9.68%-11.2pp | 282.24%-283.8pp |
| Employer contribution / active EE | $7,071 | $3,930+79.9% | $3,323+112.8% | $4,866+45.3% |
| Participant deferral / active EE | $11,673 | $4,230+176.0% | $3,652+219.7% | $5,352+118.1% |
| Admin fee / account holder | $1,312 | $6,503-79.8% | $5,300-75.2% | $9,541-86.2% |