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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,152 | $99,345+319.9% | $84,753+392.2% | $273,972+52.3% |
| Participation rate | 85.7% | 80.7%+5.0pp | 76.6%+9.1pp | 83.0%+2.7pp |
| Annual return | 7.60% | 22.93%-15.3pp | 22.78%-15.2pp | 41.46%-33.9pp |
| Employer contribution / active EE | $6,243 | $4,214+48.1% | $3,574+74.7% | $4,869+28.2% |
| Participant deferral / active EE | $7,929 | $4,270+85.7% | $3,712+113.6% | $5,287+50.0% |
| Admin fee / account holder | $626 | $6,645-90.6% | $5,333-88.3% | $10,133-93.8% |