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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,815 | $84,685-82.5% | $73,836-79.9% | $125,389-88.2% |
| Participation rate | 60.0% | 76.8%-16.8pp | 73.4%-13.4pp | 83.2%-23.2pp |
| Annual return | -1.90% | 3123.80%-3125.7pp | 2268.06%-2270.0pp | 282.24%-284.1pp |
| Employer contribution / active EE | $887 | $3,123-71.6% | $2,787-68.2% | $4,866-81.8% |
| Participant deferral / active EE | $2,482 | $3,993-37.8% | $3,583-30.7% | $5,352-53.6% |
| Admin fee / account holder | $763 | $5,694-86.6% | $4,882-84.4% | $9,541-92.0% |