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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,171 | $90,486-74.4% | $78,676-70.5% | $273,972-91.5% |
| Participation rate | 62.5% | 76.5%-14.0pp | 73.6%-11.1pp | 83.0%-20.5pp |
| Annual return | 7.15% | 75.62%-68.5pp | 62.19%-55.0pp | 41.46%-34.3pp |
| Employer contribution / active EE | $1,216 | $3,175-61.7% | $2,850-57.3% | $4,869-75.0% |
| Participant deferral / active EE | $3,192 | $3,901-18.2% | $3,517-9.2% | $5,287-39.6% |
| Admin fee / account holder | $1,099 | $5,263-79.1% | $4,510-75.6% | $10,133-89.2% |