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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,477 | $58,275+503.1% | $81,844+329.4% | $80,935+334.3% |
| Participation rate | 97.0% | 63.5%+33.5pp | 72.4%+24.6pp | 67.7%+29.3pp |
| Annual return | 15.30% | 41.82%-26.5pp | 778.87%-763.6pp | 35.66%-20.4pp |
| Employer contribution / active EE | $11,923 | $2,346+408.2% | $2,916+308.8% | $2,757+332.5% |
| Participant deferral / active EE | $11,172 | $3,285+240.1% | $4,323+158.4% | $4,299+159.8% |
| Admin fee / account holder | $9,664 | $4,749+103.5% | $7,355+31.4% | $6,924+39.6% |