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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,477 | $58,234+503.6% | $81,783+329.8% | $80,874+334.6% |
| Participation rate | 97.0% | 63.4%+33.5pp | 72.4%+24.6pp | 67.6%+29.3pp |
| Annual return | 15.30% | 41.70%-26.4pp | 775.05%-759.8pp | 35.62%-20.3pp |
| Employer contribution / active EE | $11,923 | $2,341+409.2% | $2,913+309.3% | $2,756+332.7% |
| Participant deferral / active EE | $11,172 | $3,283+240.3% | $4,320+158.6% | $4,297+160.0% |
| Admin fee / account holder | $9,664 | $4,982+94.0% | $7,380+31.0% | $6,935+39.4% |