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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,944 | $65,440+304.9% | $98,506+169.0% | $85,851+208.6% |
| Participation rate | 97.0% | 65.0%+32.0pp | 73.3%+23.6pp | 69.3%+27.6pp |
| Annual return | 14.19% | 21.75%-7.6pp | 1494.92%-1480.7pp | 318.63%-304.4pp |
| Employer contribution / active EE | $9,930 | $2,169+357.8% | $2,961+235.3% | $2,565+287.1% |
| Participant deferral / active EE | $9,757 | $3,168+208.0% | $4,277+128.1% | $3,952+146.9% |
| Admin fee / account holder | $13,987 | $4,596+204.4% | $5,955+134.9% | $6,261+123.4% |