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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,127 | $95,453-82.1% | $112,040-84.7% | $82,448-79.2% |
| Participation rate | 97.6% | 72.8%+24.8pp | 76.5%+21.1pp | 68.1%+29.5pp |
| Annual return | 93.61% | 23.92%+69.7pp | 24.52%+69.1pp | 41.64%+52.0pp |
| Employer contribution / active EE | $2,557 | $2,318+10.3% | $2,954-13.4% | $2,551+0.3% |
| Participant deferral / active EE | $4,616 | $4,224+9.3% | $5,098-9.5% | $4,139+11.5% |
| Admin fee / account holder | $1,084 | $9,013-88.0% | $12,098-91.0% | $7,234-85.0% |