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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,127 | $100,194-82.9% | $122,979-86.1% | $86,983-80.3% |
| Participation rate | 97.6% | 73.0%+24.6pp | 77.2%+20.4pp | 69.5%+28.0pp |
| Annual return | 93.61% | 16.47%+77.1pp | 20.12%+73.5pp | 25.83%+67.8pp |
| Employer contribution / active EE | $2,557 | $2,326+10.0% | $3,062-16.5% | $2,584-1.0% |
| Participant deferral / active EE | $4,616 | $4,133+11.7% | $5,003-7.7% | $4,194+10.1% |
| Admin fee / account holder | $1,084 | $10,148-89.3% | $12,864-91.6% | $7,856-86.2% |