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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,482 | $175,231-77.5% | $149,696-73.6% | $139,466-71.7% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 13.10% | 166.77%-153.7pp | 134.46%-121.4pp | 373.66%-360.6pp |
| Employer contribution / active EE | $983 | $5,478-82.1% | $4,821-79.6% | $4,754-79.3% |
| Participant deferral / active EE | $4,760 | $6,521-27.0% | $5,682-16.2% | $6,712-29.1% |
| Admin fee / account holder | $732 | $16,155-95.5% | $13,212-94.5% | $11,409-93.6% |