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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,421 | $202,342-89.4% | $172,752-87.6% | $152,897-86.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 10.82% | 1029.83%-1019.0pp | 802.97%-792.1pp | 345.43%-334.6pp |
| Employer contribution / active EE | $2,087 | $5,858-64.4% | $5,144-59.4% | $4,764-56.2% |
| Participant deferral / active EE | $4,913 | $5,948-17.4% | $5,198-5.5% | $5,851-16.0% |
| Admin fee / account holder | $241,717 | $17,111+1312.6% | $13,955+1632.1% | $11,599+1983.9% |