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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,937 | $209,422-89.5% | $178,503-87.7% | $158,982-86.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 10.16% | 188.81%-178.7pp | 151.12%-141.0pp | 302.99%-292.8pp |
| Employer contribution / active EE | $982 | $5,707-82.8% | $5,011-80.4% | $4,763-79.4% |
| Participant deferral / active EE | $3,643 | $5,955-38.8% | $5,202-30.0% | $5,983-39.1% |
| Admin fee / account holder | $530 | $17,079-96.9% | $13,987-96.2% | $11,252-95.3% |