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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,893 | $197,594+57.3% | $177,822+74.8% | $158,931+95.6% |
| Participation rate | 91.7% | 88.5%+3.1pp | 87.7%+3.9pp | 82.0%+9.7pp |
| Annual return | 19.74% | 58.76%-39.0pp | 48.32%-28.6pp | 302.86%-283.1pp |
| Employer contribution / active EE | $4,875 | $6,697-27.2% | $5,918-17.6% | $4,761+2.4% |
| Participant deferral / active EE | $12,803 | $8,405+52.3% | $7,714+66.0% | $5,982+114.0% |
| Admin fee / account holder | $8,495 | $15,400-44.8% | $12,428-31.6% | $11,247-24.5% |