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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,457 | $125,797+121.4% | $170,057+63.7% | $75,177+270.4% |
| Participation rate | 89.7% | 83.6%+6.1pp | 87.0%+2.6pp | 67.2%+22.5pp |
| Annual return | 21.18% | 27.20%-6.0pp | 53.42%-32.2pp | 160.75%-139.6pp |
| Employer contribution / active EE | $4,928 | $4,616+6.8% | $6,790-27.4% | $2,671+84.5% |
| Participant deferral / active EE | $12,710 | $6,838+85.9% | $10,411+22.1% | $4,126+208.0% |
| Admin fee / account holder | $24,661 | $8,177+201.6% | $12,826+92.3% | $5,651+336.4% |