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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,603 | $154,228-24.4% | $145,433-19.8% | $137,256-15.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 78.47% | 74.59%+3.9pp | 66.58%+11.9pp | 220.34%-141.9pp |
| Employer contribution / active EE | $4,912 | $4,804+2.2% | $4,554+7.8% | $4,156+18.2% |
| Participant deferral / active EE | $17,892 | $8,216+117.8% | $7,897+126.6% | $6,407+179.3% |
| Admin fee / account holder | $415 | $14,344-97.1% | $13,129-96.8% | $12,270-96.6% |