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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,354 | $133,981-75.9% | $112,249-71.2% | $134,532-76.0% |
| Participation rate | 54.5% | 78.6%-24.0pp | 75.1%-20.5pp | 81.2%-26.7pp |
| Annual return | -18.72% | 47.16%-65.9pp | 27.48%-46.2pp | 418.27%-437.0pp |
| Employer contribution / active EE | $1,270 | $4,040-68.6% | $3,636-65.1% | $4,741-73.2% |
| Participant deferral / active EE | $2,154 | $5,292-59.3% | $4,729-54.4% | $6,401-66.3% |
| Admin fee / account holder | $499 | $7,492-93.3% | $6,412-92.2% | $11,429-95.6% |