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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,393 | $115,810-87.6% | $101,271-85.8% | $158,966-90.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 27.22% | 56.15%-28.9pp | 46.48%-19.3pp | 302.95%-275.7pp |
| Employer contribution / active EE | $3,606 | $4,175-13.6% | $3,660-1.5% | $4,762-24.3% |
| Participant deferral / active EE | $8,847 | $4,958+78.4% | $4,371+102.4% | $5,983+47.9% |
| Admin fee / account holder | $1,318 | $7,248-81.8% | $5,948-77.8% | $11,250-88.3% |