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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,349 | $100,073-39.7% | $85,126-29.1% | $145,877-58.6% |
| Participation rate | 70.0% | 74.1%-4.1pp | 67.5%+2.5pp | 80.3%-10.3pp |
| Annual return | 10.62% | 84.11%-73.5pp | 66.63%-56.0pp | 551.28%-540.7pp |
| Employer contribution / active EE | $2,902 | $3,236-10.3% | $2,731+6.2% | $4,663-37.8% |
| Participant deferral / active EE | $4,875 | $5,294-7.9% | $4,523+7.8% | $6,691-27.1% |
| Admin fee / account holder | $1,380 | $7,261-81.0% | $6,160-77.6% | $13,402-89.7% |