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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,923 | $93,098-60.3% | $77,081-52.1% | $134,509-72.6% |
| Participation rate | 61.5% | 74.5%-12.9pp | 67.9%-6.4pp | 81.2%-19.7pp |
| Annual return | -18.20% | 62.63%-80.8pp | 42.33%-60.5pp | 418.13%-436.3pp |
| Employer contribution / active EE | $1,612 | $3,419-52.9% | $2,813-42.7% | $4,741-66.0% |
| Participant deferral / active EE | $3,603 | $5,239-31.2% | $4,428-18.6% | $6,400-43.7% |
| Admin fee / account holder | $1,187 | $6,945-82.9% | $5,427-78.1% | $11,427-89.6% |