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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,923 | $93,117-60.3% | $77,096-52.1% | $134,532-72.6% |
| Participation rate | 61.5% | 74.5%-13.0pp | 67.9%-6.4pp | 81.2%-19.7pp |
| Annual return | -18.20% | 62.67%-80.9pp | 42.35%-60.5pp | 418.27%-436.5pp |
| Employer contribution / active EE | $1,612 | $3,420-52.9% | $2,814-42.7% | $4,741-66.0% |
| Participant deferral / active EE | $3,603 | $5,241-31.2% | $4,429-18.6% | $6,401-43.7% |
| Admin fee / account holder | $1,187 | $6,948-82.9% | $5,428-78.1% | $11,429-89.6% |