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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,236 | $97,125-94.6% | $86,233-93.9% | $137,256-96.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 15.04% | 74.19%-59.1pp | 61.39%-46.3pp | 220.34%-205.3pp |
| Employer contribution / active EE | $576 | $2,841-79.7% | $2,504-77.0% | $4,156-86.1% |
| Participant deferral / active EE | $756 | $5,180-85.4% | $4,559-83.4% | $6,407-88.2% |
| Admin fee / account holder | $6,477 | $9,725-33.4% | $8,342-22.4% | $12,270-47.2% |