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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,593 | $95,453-48.0% | $112,040-55.7% | $82,448-39.8% |
| Participation rate | 81.0% | 72.8%+8.2pp | 76.5%+4.5pp | 68.1%+12.9pp |
| Annual return | 24.77% | 23.92%+0.8pp | 24.52%+0.3pp | 41.64%-16.9pp |
| Employer contribution / active EE | $3,020 | $2,318+30.3% | $2,954+2.2% | $2,551+18.4% |
| Participant deferral / active EE | $5,487 | $4,224+29.9% | $5,098+7.6% | $4,139+32.6% |
| Admin fee / account holder | $2,731 | $9,013-69.7% | $12,098-77.4% | $7,234-62.3% |