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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,926 | $102,382+10.3% | $147,005-23.2% | $80,874+39.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 20.51% | 134.89%-114.4pp | 418.76%-398.3pp | 35.62%-15.1pp |
| Employer contribution / active EE | $7,732 | $3,715+108.1% | $4,934+56.7% | $2,756+180.6% |
| Participant deferral / active EE | $8,719 | $6,646+31.2% | $8,070+8.0% | $4,297+102.9% |
| Admin fee / account holder | $1,165 | $7,942-85.3% | $13,006-91.0% | $6,935-83.2% |