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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,961 | $159,978-30.6% | $147,041-24.5% | $145,978-24.0% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 12.40% | 98.36%-86.0pp | 419.21%-406.8pp | 550.52%-538.1pp |
| Employer contribution / active EE | $1,198 | $5,288-77.3% | $4,935-75.7% | $4,662-74.3% |
| Participant deferral / active EE | $6,864 | $8,429-18.6% | $8,071-15.0% | $6,690+2.6% |
| Admin fee / account holder | $3,021 | $15,053-79.9% | $13,006-76.8% | $13,400-77.5% |