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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,583 | $148,623-43.1% | $135,974-37.8% | $139,466-39.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.32% | 79.30%-64.0pp | 68.30%-53.0pp | 373.66%-358.3pp |
| Employer contribution / active EE | $2,151 | $5,246-59.0% | $4,859-55.7% | $4,754-54.7% |
| Participant deferral / active EE | $13,160 | $8,103+62.4% | $7,760+69.6% | $6,712+96.1% |
| Admin fee / account holder | $10,872 | $12,406-12.4% | $10,767+1.0% | $11,409-4.7% |